Do you already have an Apple Bank account?
What state do you live in?
This account is only available if you live in select states.
Select a State Connecticut Florida New Jersey New York Pennsylvania * Required
Choose if you prefer to open both a Simple Savings and Simple Checking Account together or only a Simple Savings Account in order to take advantage of the Simple Banking Program.
*Annual Percentage Yield (APYs) disclosed are effective as of December 3, 2024 and may be changed by the Bank at any time, including after account opening. Interest is earned on daily balances of $1.00 or more at the following tiers: $1.00 - $49,999.99: 3.19% interest rate and 3.25% APY, $50,000.00 - $249,999.99: 3.44% interest rate and 3.50% APY, $250,000.00 - $999,999.99: 3.44% interest rate and 3.50% APY, $1,000,000.00 or more: 3.44% interest rate and 3.50% APY. There is no minimum deposit amount required to open or maintain this account. Not available for retirement accounts.
For the Simple Checking account, interest is earned on daily balances of $1.00 or more at 1.00% interest rate and 1.01% APY. There is no minimum deposit amount required to open or maintain this account. A minimum deposit of $10.00 is required when using the External Funds Transfer option at the time of application to fund your account. **There are no fees when using non-Apple Bank domestic and international ATMs, and Apple Bank will reimburse all surcharges imposed by the ATM owner/operator during each statement cycle period.
***When you open a Simple Checking and Simple Savings account, you'll be enrolled in the Simple Banking program and earn an additional 0.25% on top of the current posted interest rate on your savings account balance.
Choose if you prefer to open both a Simple Checking and Simple Savings account or only a Simple Checking account in order to take advantage of the Simple Banking Program.
*Annual Percentage Yield (APY) disclosed is effective as of December 3, 2024 and may be changed by the Bank at any time, including after account opening. For the Simple Checking account, interest is earned on daily balances of $1.00 or more at 1.00% interest rate and 1.01% APY. There is no minimum amount required to open or maintain either account. A minimum deposit of $10.00 is required when using the External Funds Transfer option at the time of application to fund your account. For the Simple Savings account, interest is earned on daily balances of $1.00 or more at the following tiers: $1.00 - $49,999.99: 3.19% interest rate and 3.25% APY, 50,000.00 - $249,999.99: 3.44% interest rate and 3.50% APY, $250,000.00 - $999,999.99: 3.44% interest rate and 3.50% APY, $1,000,000.00 or more: 3.44% interest rate and 3.50% APY. There is no minimum deposit amount required to open or maintain this account. Not available for retirement accounts. **There are no fees when using non-Apple Bank domestic and international ATMs, and Apple Bank will reimburse all surcharges imposed by the ATM owner/operator during each statement cycle period. ***When you open a Simple Checking and Simple Savings account, you'll be enrolled in the Simple Banking program and earn an additional 0.25% on top of the current posted interest rate on your savings account balance.
Choose if you prefer to open both a simple checking and simple savings account or only a simple checking account.
*Annual Percentage Yield (APY) disclosed is effective as of August 16, 2023 and may be changed by the Bank at any time, including after account opening. $10 minimum deposit required to open account. Offer may be withdrawn at any time without prior notice. Fees may reduce earnings.
**When you open a simple checking and simple savings account, you'll be enrolled in the simple banking program and earn an additional 0.25% on top of the current posed interest rate on your savings account balance.
**When you open a simple checking and simple savings account, you'll be enrolled in the simple banking program and earn an additional 0.25% on top of the current posted interest rate on your savings account balance.
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On balances of $50,000 or more
(formerly Youth Savings)
For ages 6-25 Earn stated APY on balances of $1.01-$10,000
$2,500 to open and earn APY
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