Money Market

Want a higher interest rate for your larger balances?

With our New York bank money market account options, you can grow your savings with access to your money anytime you need it.
Competitive rates
Fully liquid
 
Unlimited deposits and withdrawals at any Apple Bank branch, or at any ATM
 
Write up to six checks per month
 
Ideal for creating an emergency fund

Choose the money market account that's right for you.

  Treasury Bill Indexed Money Market Apple Bank Money Market
Minimum to open $10,000 $100
Minimum daily balance $10,000 to avoid monthly maintenance fee $2,500 to avoid monthly maintenance fee
Checking account required No No
Minimum to earn interest $25,000 $2,500
Tiered interest rates Yes
See Rates
Yes
See Rates
Monthly maintenance fee $10 if minimum daily balance is under $10,000 $10 if minimum daily balance is under $2,500
Deposits and withdrawals Unlimited at any Apple Bank branch, or any ATM Unlimited at any Apple Bank branch, or any ATM
Statement or passbook savings option Statement only Statement only
ATM card Yes Yes
Apple Bank Visa® Debit Card Yes, with money market linked to checking account Yes, with money market linked to checking account
Free Online Banking and Bill Pay Yes, with money market linked to checking account Yes, with money market linked to checking account
Free Mobile Banking app Yes, with money market linked to checking account Yes, with money market linked to checking account
 

Other Savings Programs

Apple Bank participates in the Insured Cash Sweep℠ Account (ICS) program offered by Promontory Interfinancial Network, LLC. ICS enables investors to access multi-million dollar FDIC insurance protection on large savings deposits.