Small Business Loans and Lines of Credit

  • Term Loans: $15,000 to $500,000
  • Lines of Credit: $20,000 to $150,000
Apply Now

Fast and Simple Business Lending

Our business is helping your business succeed.

Competitive rates
Flexible loan terms and amounts
Easy online application with fast decisioning*

Quick funding – in as little as one business day after approval
Simple repayment – fixed rate term loans with no prepayment penalties

Get the working capital you need for your business.

As a small business owner, you face challenges every day to grow and succeed in your business, meet evolving customer needs and remain competitive in the marketplace.  Financing can help you meet your business needs.  Here are some ways a small business term loan or line of credit can empower your business:

  • Better manage cash flow
  • Purchase equipment
  • Make capital improvements
  • Purchase inventory
  • Expand business offerings and locations, and more

At Apple Bank, our goal is to help you meet these challenges with the right financing solutions to give your business the working capital you need to succeed. That's why Apple Bank has teamed up with Fundation to offer term loans up to $500,000 and lines of credit up to $150,000.* Fundation is a leading provider of small business loans and lines of credit and reflects Apple Bank's commitment to work with best-in-class Fintechs to help you meet your business goals.

The streamlined application process is designed with your immediate and long-term business needs in mind. You will also have access to valuable Small Business Administration (SBA) research data on historical loan default statistics by industry, where you can compare and measure your business risk level against peers. These features give you a larger picture of your business operating environment, based on your industry and peers. 

What You Need to Apply

Typically for loans up to $100,000, the only financial documentation you will need to provide are three months of business account bank statements. For higher loan amounts, other financials might be needed.

Minimum Eligibility Requirements

  • At least 1 year in business
  • At least $50K in annual revenue
  • Owner FICO: > 640
  • Bank balances: Average daily balance > $1,000
  • Good recent payment history

Get Assistance and Answers to Your Questions

If you need assistance in deciding on the best type of loan for your business, or have questions as you complete the application, Fundation Customer Relationship Managers are available to answer your questions. Please call 1-888-722-3134 or email for assistance.

Access Your Loan Information

Once your loan is approved, you can access your loan information at any time to monitor your balance, request a drawdown from your line of credit, make payments and pay off your loan.
*Apple Bank and Fundation Group LLC (“Fundation”) have teamed up to provide improved and expanded business loan services and products; however, Apple Bank and Fundation are not affiliates. Fundation will make its own, independent credit decisions. Certain types and sizes of unsecured business loans and lines of credit can be approved and funded by Fundation based upon the information you provide in the application. All loans and lines of credit are subject to credit approval.