Apple Bank Choice Checking

Earn $300

When you open a new account at our Greenpoint branch
and complete qualifying transactions.1


Save, spend, and earn more from the same account.
Grow your money with our competitive rate, while using it for your everyday needs.

The benefits of Apple Bank Choice Checking:
Earn
3.50% APY2

Enjoy earning interest on your checking account balance!

Unlimited, FREE ATM transactions worldwide3
Use your Apple Bank Visa® Debit Card to get cash anywhere in the world for free.
Quick access to funds
24/7 access with Online Banking, Mobile4 Banking app and your Apple Bank Visa® Debit Card.
 
Stay connected to your money with the Apple Bank Mobile App.4
Simply snap a picture of your checks to make a deposit using your mobile device and make transfers between accounts without leaving the comfort of home.
Wondering how much you spend on eating out, groceries, shopping, and travel? Our financial tools will help you keep track of your spending at a glance, so you can budget more easily.
Keep track of your money without logging on. Receive balance updates, debit, credit and security notifications via push messaging, text messaging, or email. 
No need to call or visit a branch. Get up-to-date balance and transaction information quickly, whenever you need it. 
Pay anyone you want, the amount you want, on the day you want—securely. All your payments and due dates stay organized and in one place. 
App Store Android Google Play
Explore the other great benefits of the Apple Bank Choice Checking account.
Digital payment
Pay Conveniently with Digital Wallet

Link your Apple Bank debit card to your digital wallets (Apple Pay®, Google Pay™ and Vemmo, among others) to make on-the-go purchases faster and more securely.

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Shop with
Confidence
Use your Apple Bank Visa® Debit Card anywhere that accepts Visa® in stores or online. Zero-liability for unauthorized transactions.5
Degree of view
Get a 360° View
of Your Finances

Make more informed decisions. See investments, credit cards, loans and balances for all your Apple Bank accounts and linked non-Apple Bank accounts on one dashboard.

Money with hand
Get Easier Access
to Your Funds

No need to make a trip to the bank. Receive your paycheck, tax refund and government benefits electronically with Direct Deposit.

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Quickly Send & Receive Money with Zelle®

In as little as a few minutes, you can send money to businesses and people you know and trust. Pay rent, split bills, pay for the sitter or lawn mower, payback friends and more.6

Shield and lock
Rest Easy Knowing Your Money is Secure

The money in your checking, savings, CDs, and money market deposit accounts are protected by FDIC insurance up to $250,000 per depositor, for each account ownership category. Learn More

Have questions?

Ask your local Apple Banker for details.

1The Greenpoint Choice Checking $300 Promotional Offer is valid from August 1-October 31, 2024. This promotional offer is only available to customers that do not have a consumer checking account at Apple Bank as of August 1, 2024. Customer must open a Choice Checking account at the Apple Bank Greenpoint branch during the stated period, and the account must receive Qualifying Electronic Credit Transactions (“QECTs” such as pre-authorized ACH credit transactions, including direct deposit and electronically deposited funds originating from peer-to-peer money transfer applications, like Zelle, CashApp, Venmo or PayPal) totaling at least $500.00 each month for two consecutive months after account opening. The first QECT(s) totaling at least $500.00 must be completed within 31 calendar days of account opening. The second QECT(s) totaling at least $500.00 must be completed in the month following the completion of the first QECT(s) of at least $500.00. After completing two consecutive months of QECTs of $500.00 or more, $300.00 will be credited to your Choice Checking account within 31 calendar days of the subsequent month following the completion of the required credit transactions. To receive the $300.00, the qualifying Choice Checking account must not be closed or restricted at the time of payout. Offer is limited to one per account, regardless of the number of Choice Checking accounts opened and/or joint tenants per account. Employees of Apple Bank and their families are not eligible for this offer.

2Annual Percentage Yield (APY) disclosed is effective as of September 26, 2024 and may be changed by the Bank at any time, including after account opening. Interest is earned on daily balances of $2,500.00 or more at 3.44% interest rate and 3.50% APY. A $100.00 minimum deposit is required to open the account. You must maintain a minimum daily balance of $2,500.00 in your account each day to earn the stated APY. A minimum daily balance of $2,500.00 or any ACH Deposit is required to avoid a $10.00 monthly maintenance fee. Fees may reduce earnings.

3There are no fees when using non-Apple Bank domestic and international ATMs, and Apple Bank will reimburse all surcharges imposed by the ATM owner/operator during each statement cycle period.

5​U.S. issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa. See your Cardholder Agreement for details.

6U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

Apple and App Store are registered trademarks of Apple Inc. Android and Google Play are trademarks of Google LLC.​

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.