GoldValue NOW Checking®

Ideal for heavy debit card users and consumers with recurring direct deposit.

Just $100 to open
Free and unlimited domestic Point-of-Sale (POS) transactions with your Apple Bank Visa® Debit Card
Minimum daily balance of $1,000 to earn interest and avoid monthly maintenance fee
Alternatively, keep a minimum of $10,000 in aggregate daily balances in other Apple accounts to avoid monthly maintenance fee
No monthly maintenance fee for consumers with direct deposit of Federal recurring payments*

Go for the gold and save while earning interest.

Do you use your debit card to pay for everything from a cup of coffee to clothing, groceries and other essentials?  If so, you’ll find great value in our GoldValue NOW Checking account, which offers free and unlimited domestic Point-of-Sale (POS) debit card transactions. You'll also enjoy free ATM transactions at Apple Bank machines.** And, if you are a consumer with direct deposit of your Federal recurring payments – including Social Security checks – there’s never a monthly maintenance fee, no matter what balance you keep in your account.  GoldValue NOW Checking is an interest-bearing account that pays a competitive market interest rate. Plus, you receive a free first order of personalized checks. 

Bank in New York and wherever life takes you.

When you open a GoldValue NOW Checking account, you can register for our Free Online Banking and Mobile Banking App.*** Once on the app, sign up for Free Mobile Remote Deposit.***


*Direct Deposit of Federal recurring payments includes Social Security or other Federal benefit payments.
**There is a charge of $2 per transaction for domestic non-Apple Bank ATM transactions. ATM or terminal operator surcharge may apply.
***Data fees from your mobile carrier may apply. 

Please refer to the account disclosure for additional terms and conditions. Fees may reduce earnings.