CD-Option Deposits

Get multi-million dollar FDIC insurance coverage with competitive rates on large CD investments.

CD-Option Deposits* provides the ultimate security
Competitive CD rates
Choose from a variety of terms
One relationship, one statement, one rate per maturity
Minimum CD-Option Deposits investment of $100,000

The safest way to grow your money.

How much do you value peace of mind? Apple Bank participates in the CD-Option Deposits* program offered by IntraFi Network LLC, offering safety-conscious investors access to multi-million dollar FDIC insurance protection on large CD investments. You’ll have access to competitive CD rates with a variety of terms after entering into a CD-Option Deposits Placement Agreement with us. Best of all, you’ll have a relationship with one bank, one statement and one rate per maturity. Ask your Apple banker for more information.

*CD-Option Deposits satisfies the FDIC’s requirements for agency pass-through deposit insurance coverage. Limits apply. Funds may be submitted for placement only after a depositor enters into a CD-Option Deposits Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. If a depositor is subject to restrictions with respect to the placement of funds in depository institutions, it is the responsibility of the depositor to determine whether the placement of the depositor’s funds through CD-Option Deposits satisfies those restrictions. Note: To enter into a CD-Option Deposits agreement, the customer must maintain a valid U.S. Tax Identification Number (TIN).  CD-Option Deposits is a registered service mark of IntraFi Network LLC.