CDARS (Certificate of Deposit Account Registry Service)

Get multi-million dollar FDIC insurance coverage with competitive rates on large CD investments.

CDARS* provides the ultimate security
Competitive CD rates with a variety of terms
One relationship, one statement, one rate per maturity
Minimum CDARS investment of $100,000
Access multi-million dollar FDIC insurance protection on large savings deposits with ICS

The safest way to grow your money.

How much do you value peace of mind? Apple Bank participates in the CDARS* program offered by IntraFi Network LLC, offering safety-conscious investors access to multi-million dollar FDIC insurance protection on large CD investments. You’ll have access to competitive CD rates with a variety of terms after entering into a CDARS Placement Agreement with us. Best of all, you’ll have a relationship with one bank, one statement and one rate per maturity. Stop by your local branch or make an appointment to speak to an Apple banker for more information.

*CDARS satisfies the FDIC’s requirements for agency pass-through deposit insurance coverage. Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. If a depositor is subject to restrictions with respect to the placement of funds in depository institutions, it is the responsibility of the depositor to determine whether the placement of the depositor’s funds through CDARS satisfies those restrictions. Note: To enter into a CDARS agreement, the customer must maintain a valid U.S. Tax Identification Number (TIN).  CDARS is a registered service mark of IntraFi Network LLC.