BONUS Savings Account

0.05% APY*
$2,500 minimum to earn stated rate
PLUS
0.25% BONUS**
On the last business day of the calendar year 

BONUS Savings

We'll give you a good reason to celebrate your savings account – every year.

Our premier, fully liquid savings account*
$2,500 to open, earn interest and avoid monthly maintenance fee
Competitive, tiered interest rates
Bonus interest paid on the last business day of the calendar year
Schedule automatic monthly deposits to maximize savings

We think you should be celebrated annually. Don't you?

With our BONUS Savings account*, you’ll receive very competitive tiered rates when you maintain a daily account balance of $2,500 or more. Plus, we celebrate at the end of each calendar year by paying you an interest rate bonus** that's based on the average account balance for the entire year (pro-rated for accounts opened during the calendar year).  You're eligible for the bonus if your balance is at least $2,500 on the last business day of the calendar year.

The BONUS Savings account is ideal for both personal and business savings. Your account is fully liquid, so you can access your money anytime you need it. Maximize your earning power by planning automatic monthly deposits. 

 

* For the Apple Bank BONUS Savings account, interest earned on daily balances of $2,500 or more at these tiers: $2,500-$24,999: 0.05% Annual Percentage Yield (APY), $25,000 and up: 0.05% APY. There is no interest paid on balances of $0-$2,499. APYs disclosed effective as of November 29, 2022.  APYs may be changed at any time at the Bank’s discretion, including after account opening. There is a minimum of $2,500 required to open the Apple Bank BONUS Savings account. $2,500 minimum daily balance is required to avoid $10 monthly maintenance fee. Fees may reduce earnings.  **Special bonus feature: A 0.25% interest rate bonus will be paid on the last business day of the calendar year calculated on the average account balance for the entire year.  Deposits made to the account on the last business day of the calendar year will be included when calculating the average account balance for the next annual period.