BONUS Savings Account

0.15% APY*
$2,500 minimum to earn stated rate
0.25% BONUS**
On each 1-year anniversary of account opening

BONUS Savings

We'll give you a good reason to celebrate your savings account – every year.

Our premier, fully liquid savings account*
$2,500 to open, earn interest and avoid monthly maintenance fee
Competitive, tiered interest rates
Simple interest bonus paid on each anniversary of account opening**
Time your deposits to maximize earning power

We think your account-opening anniversary is a big deal. Don't you?

With our BONUS Savings account*, you’ll receive very competitive tiered rates when you maintain a daily account balance of $2,500 or more. Plus, we celebrate each 1-year anniversary of account opening by paying you a simple interest rate bonus** that's based on the lowest balance for the previous 12 months (anniversary date to anniversary date). You're eligible for the bonus if your balance is at least $2,500 on your anniversary date. 

The BONUS Savings account is ideal for both personal and business savings. Your account is fully liquid, so you can access your money anytime you need it. Maximize your earning power by planning your deposits on or before upcoming anniversary dates.


* For the Apple Bank BONUS Savings account, interest earned on daily balances of $2,500 or more at these tiers: $2,500-$24,999: 0.15% Annual Percentage Yield (APY), $25,000 and up: 0.15% APY. There is no interest paid on balances of $0-$2,499. APYs disclosed effective as of June 22, 2021.  APYs may be changed at any time at the Bank’s discretion, including after account opening. There is a minimum of $2,500 required to open the Apple Bank BONUS Savings account. $2,500 minimum daily balance is required to avoid $10 monthly maintenance fee. Fees may reduce earnings.  **Special bonus feature: A 0.25% simple interest rate bonus will be paid on each anniversary date of account opening on the lowest balance for that year (anniversary date to anniversary date). No bonus is paid if the account balance is less than $2,500 on the anniversary date. Additional deposits during a given anniversary period do not affect the bonus interest payment. Deposits made to the account on any anniversary date will be used to calculate the lowest account balance for the next anniversary period. The bonus interest is calculated on the lowest balance on deposit from one anniversary date to the next anniversary date. Simple interest rate bonus is subject to change at any time after first anniversary date of account opening.