Protect Your Personal Account Information
Trending Issue: Phishing Scams
Phishing is one of the most widespread Internet scams that can result in fraud and identity theft. Cybercriminals use email and fake websites resembling legitimate correspondence to entice victims to divulge personal and/or financial information. The scammers then attempt to use that information to gain access to your account(s). Please forward any suspicious emails you receive to email@example.com.
Be alert, read the following tips to protect yourself, and contact us immediately if you suspect a phishing attempt.
Tips to Protect Yourself from Phishing Attempts
- Apple Bank will never ask for personal or banking information via email.
- Never click on links, download files, or open attachments in suspicious emails.
- Always navigate directly to applebank.com to ensure you are on the Apple Bank website.
- Once on Apple Bank’s website, check for the security indicators https:// and a security “lock” icon in the browser’s address bar.
Ways to Identify a Phishing Email or Fake Website
- Look for obvious errors, threats and/or urgent deadlines, and words in all capital letters.
- Watch for grammatical, spelling and punctuation errors, and overuse of exclamation marks.
- Review the email address to see that it matches the sender name and be on alert if you receive an impersonal greeting.
- Review the content to ensure that it makes sense coming from a financial institution.
Cybercriminals use threats to close your account or impose a financial penalty if you do not supply the requested information, often within a tight timeframe. Do not click on links or open attachments in emails, or respond to requests for personal information.
Key Steps to Report Phishing Attempts
- Report possible phishing attempts immediately.
- If you receive a suspicious email and/or linked website claiming to be from Apple Bank, immediately report it to us by forwarding the email to firstname.lastname@example.org. This will allow us to investigate the suspicious email.
- Please do not include your account numbers or other sensitive information in the email.
- If you did click on or reply to an email and are concerned about its validity, contact us immediately at 914-902-2775, so that we can safeguard your account.
Be Proactive to Protect Your Identity
Identity theft can happen to anyone. Below are five steps you can take to protect yourself on a daily basis.
If you suspect identity theft, take these steps immediately to protect yourself.
- Monitor all of your credit and bank statements and review them for accuracy.
- Never share your financial information, user names or passwords with an unexpected phone caller, email, or text message.
- Shred or destroy all documents that contain your personal financial information before you dispose of them.
- Know all the due dates for your bills. Verify if one is missing or contains erroneous charges.
- Check your credit report annually with all three credit bureaus (Equifax, Experian and TransUnion) and review for accuracy. Visit https://www.annualcreditreport.com/ to obtain free credit reports or call (877) 322-8228.
- Alert your financial institution.
- Contact the three major credit bureaus (Equifax, Experian and TransUnion) to place fraud alerts on your credit files.
- Monitor your credit files and account statements closely.
- Report suspicious emails, calls or other activity to the Federal Trade Commission online at https://www.identitytheft.gov or call 877-IDTHEFT (438-4338).
Help Us Protect You from Fraud
Safeguarding your personal account information is a priority at Apple Bank. But we need your help. Apple Bank wants to make certain that it has the most current and up-to-date mailing address, phone number(s), and email address in your account file. We ask that you please take a moment to verify that all of your personal information shown on your bank statement(s) and Online Banking account is correct. If your personal information is incorrect, please let Apple Bank know the correct information in writing.
Ways to inform Apple Bank that your information has changed:
- Login to Online Banking, go to Messages and send a secure message to CustomerLine with your correct updated personal information. You must also upload a letter through Online Banking that contains your original signature.
- If applicable, visit one of our branch locations and complete the Change of Address form.
- Mail a letter to CustomerLine that provides your correct updated personal information along with your original signature. The signature should match the one that is on file with Apple Bank.
- Mail to: CustomerLine, 1395 Northern Boulevard, Manhasset, New York 11030.
- When we receive updated personal account information in the mail, we may verify the information with you by telephone.