My Reserve Savings Account

Your savings— elevated.
We think your savings deserve stronger returns. Earn 10x the National Average APY on balances up to $1 million.

Apple Choice Banking® Program

3.55% APY

See how everyday banking can earn you more. On balances of $2,500 or more.
Special CD Offer

4.00% APY

Pick your Term - 6 Month to 12 Month
$25,000 minimum deposit required.
In-branch account opening only.
New money only.
SmartStart Savings

5.00% APY

A smart start to big savings—from first coins to first paychecks. For ages up to 25. On balances up to $10,000.
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Apple Bank
A PROUD PARTNER OF THE NEW YORK METS
BANKING WITH US IS A HOME RUN

Welcome to your neighborhood bank.

Apple Bank has more than 75 convenient branches across the five boroughs of New York City, on Long Island, in Westchester and Rockland Counties as well as new communities in which we are expanding including New Jersey.

Since 1863, we have been committed to meeting the financial needs of our customers and the generations of families we serve. 

It’s important to us to take the time to really get to know you and provide personalized guidance that helps you meet your financial goals—through all life’s milestones.  

Our bankers live in the same area as our branches and are your neighbors! Being deeply rooted in our neighborhoods and connected to our customers further drives us to improve the quality of life in our communities through partnerships, volunteerism, and other investment activities.
 

Mobile banking designed for your mobile life.1

From making payments and moving your money to tracking your spending and setting up budgets, we’ve got you covered with digital tools that help you keep up with life.

 

In as little as a few minutes, you can send money to businesses and people you know and trust. Pay rent, split bills, pay for the sitter or lawn mower, payback friends and more. Simply select the person you would like to pay and enter how much. All you need is their name, email, or U.S. mobile number.

Quickly move money between your checking and savings account, and between your Apple Bank accounts and accounts at other banks without ever leaving home. Want to create a savings habit? Set up recurring transfers to your savings account for your emergency fund or to save for your next vacation.

Deposit personal checks, paychecks, government-issued checks, and tax refunds without a trip to the bank. Simply sign and take a photo of the check that you want to deposit using your mobile device.3

Wondering how much you spend on eating out, groceries, shopping, and travel? Our financial tools will help you categorize and keep track of all your spending so you can budget like the best.

Online bill pay makes it simple to make one time or re-occurring payments. You choose when to and how often to make payments. Save time, avoid late fees, and keep track of your past and future payments. No stamps required.

Have questions? We're here to help.

We have dedicated representatives ready to assist you.
Call: 914-902-2775  |  TDD: 800-824-0710

1 Data fees from your mobile carrier may apply.

2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. 

3 Mobile check deposits are subject to verification and to Apple Bank’s rules governing funds availability. For Apple Bank’s funds availability schedule, see the About Your Apple Bank Accounts Rules and Regulations, “Funds Availability”.

Apple and App Store are registered trademarks of Apple Inc.

Android and Google Play are trademarks of Google LLC.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.