Mortgages

Unlock the door to your dream home.
Simplify your homebuying and refinancing process with a seamless mortgage application. Get approved in as little as one day.1

Mortgages

Buying a new home is exciting. A digital mortgage can make the home loan process easier.

Apple Bank works with industry-leader Guaranteed Rate® to connect you with a dedicated mortgage representative for fast, personalized service and a great mortgage application experience2

Buying a new home is exciting. A digital mortgage can make the home loan process easier.

Apple Bank works with industry-leader Guaranteed Rate® to connect you with a dedicated mortgage representative for fast, personalized service and a great mortgage application experience2

  • Complete the mortgage process entirely online, from application to closing.
  • Secure pre-approval in minutes with Guaranteed Rate’s online underwriting engine.
  • Choose from a Conventional Loan, Jumbo Loan, FHA Loan or VA loan for those that qualify.
  • Select from varied fixed-period and adjustable-rate mortgage options.
  • Securely upload and sign your loan documents online. 
  • Track your application process using Guaranteed Rate’s mobile app.

Refinance your mortgage to meet your goals.

As the equity in your home increases and rates fluctuate, you might start to consider refinancing.


Whether it’s taking advantage of lower interest rates, reducing your monthly payment, or funding a home remodel, refinancing may help you meet those goals.

Refinance your mortgage to meet your goals.

As the equity in your home increases and rates fluctuate, you might start to consider refinancing.


Whether it’s taking advantage of lower interest rates, reducing your monthly payment, or funding a home remodel, refinancing may help you meet those goals.

  • Lock in a more favorable rate and lower your monthly payment
  • Take cash out to renovate or consolidate debt
  • Change from an adjustable rate to a fixed rate mortgage

Have questions? We're here to help.

We have dedicated representatives ready to assist you. 
Online Account Opening Help: 800-588-5871
TDD: 800-824-0710

Guaranteed Rate Inc., Equal Housing Lender, is not affiliated with Apple Bank, Equal Housing Lender. Apple Bank is not the lender and is not a party to the loan transaction.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply. Contact Guaranteed Rate, Inc. for current rates and for more information. 

Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency.  

Same Day Mortgage offers qualified customers who provide certain required financial information/documentation to Guaranteed Rate, Inc. within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day.   Guaranteed Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe.  Guaranteed Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.

2 "Digital Mortgage" means electronic completion of the following: loan application, upload of loan documents, request of the appraisal and automated underwriting decision. It does not include Guaranteed Rate's review of loan documents or the loan closing process. Automated loan approvals are subject to Guaranteed Rate review and approval of all required loan documentation and does not represent an interest rate guarantee.

Guaranteed Rate, Inc.; NMLS #2611; 3940 N Ravenswood, Chicago, IL 60613; 866-934-7283. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. Conditions may apply. • NY: Licensed Mortgage Banker - NYS Department of Financial Services, 750 Lexington Ave. Suite 2010, New York, New York 10022