SureLoan® Secured Loan

Make your savings work double duty.
Get a low-cost, secured loan by using your Savings or CD as collateral - while you continue to earn interest on your money.

Explore the benefits of a SureLoan® secured loan from Apple Bank

Get a Fixed Rate

Borrow $500 to $25,0001 at a fixed rate of 9.99%. No credit check, prepayment or annual fees to worry about.

Build Your Credit

Build or improve your credit when you use your account responsibly. Your timely payments on a secured loan are routinely reported to the credit reporting agencies.

Receive a Lump Sum

Receive all the funds up front and have them deposited into your Apple Bank account. Take up to 72 months to repay with a predictable monthly payment.

Use your SureLoan® secured loan for almost anything.

Pay for unexpected expenses, large purchases, repairs, or whatever life throws your way without depleting your savings or paying high interest on credit cards.

Use your SureLoan® secured loan for almost anything.

Pay for unexpected expenses, large purchases, repairs, or whatever life throws your way without depleting your savings or paying high interest on credit cards.

  • Let your savings keep earning.
    Continue earning interest on your savings while using SureCredit® to secure your loan. Each installment payment you make decreases the hold against your pledged funds.
  • Lower your rate with automatic payments. 
    Get a 0.25% rate reduction on your loan if you set up automatic monthly payments from a designated Apple Bank account.
  • Access your loan 24/7.
    Go online or use your mobile device2 to see how much you owe and track your payments.
  • Your savings is all you need.
    Using your Apple Bank Savings or CD account as collateral3, there is no credit report needed, and you are not required to submit any personal financial details to qualify.

Visit a branch to apply or learn more. If you have a qualifying account, your loan could be approved in just minutes!

Have questions? We're here to help.

We have dedicated representatives ready to assist you.
Call: 914-902-2775  |  TDD: 800-824-0710

1 Certain restrictions apply to loan amounts based on terms of the loans. Higher loan amounts are available. Please speak with an Apple Banker for more information.

2  Data fees from your mobile carrier may apply.

3 The following Apple Bank accounts are not eligible as collateral credit: IRAs, QRPs, SEP retirement accounts, money market accounts and funds held in certain fiduciary capacities.

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