Apple Bank Core Savings Account
Explore the benefits of the Apple Bank Core Savings account.
Set your savings goals each month. Even a small amount will add up over time. Keep your savings in a separate account from your checking to reduce overspending.
Grow your financial peace of mind
As little as $250 dollars can get you started. Set up automated transfers from your checking account to your savings account each month to make saving easier.
Need help? No problem. Our friendly, local bankers are here to help you select the best account and are dedicated to assisting you in meeting your financial goals.
Stay connected to your savings with the Apple Bank Mobile App.1
Stay up to date on your savings balance via your mobile device. Review transactions and easily transfer funds.
Set up balance alerts on your savings to help monitor and keep tabs on your account growth and achieving your savings goals.
Whether it’s the occasional birthday check, a rebate, or your paycheck that you carry around for days, you can deposit money to your savings account without having to visit a branch. Simply take a photo of your check using your mobile device to deposit it.2
Make one time or re-occurring payments securely with Online Bill Pay. All your payments and due dates stay organized and in one place.
Discover more advantages of the Apple Bank Core Savings account.
Get your account balance, view transaction information, and make transfers anytime you need to, even when the branch is closed.
Make unlimited, fee-free Apple Bank ATM Transactions3 and use your Apple Bank Visa® Debit Card anywhere that accepts Visa® in stores or online. Zero-liability for unauthorized transactions4.
The money in your checking, savings, CDs, and money market deposit accounts are protected by FDIC insurance up to $250,000 per depositor, for each account ownership category.
Have questions? We're here to help.
An Apple banker at your local branch is ready to assist you.
Or call: 914-902-2775 | TDD: 800-824-0710
Apple Bank Core Savings FAQs
Answers to frequently asked questions.
The Apple Bank Core Savings account can be opened at any of our 75+ branch locations. This product cannot be opened online.
There is a $250 minimum balance to open an Apple Bank Core Savings account.
There is a $4 monthly maintenance fee if the daily balance in your account falls below $250 on any day of the month.
Yes, you can have your debit card linked to your Apple Bank Core Savings account to be able to withdraw cash, transfer funds or make purchases if you do not have a checking account linked to that same card.
You can send money to friends and family you trust with daily transaction limit of $2,000 and a monthly limit of $10,000. If you would like to request a higher limit, please contact us at 914-902-2775 and we can evaluate if you meet the criteria for a higher limit. For more information on Zelle, visit Zelle’s FAQs.
You can deposit check(s) up to $10,000 a day through the mobile deposit service with a maximum of $25,000 a month. If you would like to request a higher limit, please contact us at 914-902-2775 and we can evaluate if you meet the criteria for a higher limit.
You can schedule a transfer to or from your account at another bank for up to $10,000 a day with a maximum of $10,000 a month. If you would like to request a higher limit, please contact us at 914-902-2775 and we can evaluate if you meet the criteria for a higher limit.
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Apple Bank Core Savings account requires $250.00 minimum deposit to open an account. A minimum daily balance of $250.00 is required to avoid a $4.00 monthly maintenance fee. This monthly maintenance fee does not apply to accounts established for the benefit of persons under age 21 (i.e., custodial accounts). Not available for retirement accounts.
1 Data fees from your mobile may apply.
2 Mobile check deposits are subject to verification and to Apple Bank’s rules governing funds availability. For Apple Bank’s funds availability schedule, see the About Your Apple Bank Accounts Rules and Regulations, “Funds Availability”.
3 There are no fees when using non-Apple Bank ATMs. Surcharges imposed by the ATM owner/operator may apply. There are no fees for domestic and international Point-of-Sale Transactions when using an Apple Bank Visa® Debit Card.
4 U.S. issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa. See your Cardholder Agreement for details.
5 U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.