Savings

Reaching for a goal? Our savings options help you get there.

We make it easy to help you create a strong foundation of savings to achieve your goals. With competitive New York bank rates, liquidity and your choice of statement or passbook options, you can select the account that fits the way you like to save.

Competitive interest rates
Interest compounded daily
 
Most accounts are fully liquid
 
Manage your account online with statement savings
 
Passbook option for traditional savers

We have a savings account that's perfect for you.

 
  Grand Yield Savings® BONUS Savings Apple Bank Savings Youth Savings Holiday/Vacation Club Accounts
Minimum to open $100 $2,500 $100 $1 $5
Minimum daily balance None $2,500 to avoid monthly maintenance fee $500 to avoid monthly maintenance fee None None
Checking account required No No No No No
Minimum to earn interest $2,500 $2,500 $250 $5 $5
Tiered interest rates Yes
See Rates
Yes
See Rates
No
See Rates
No
See Rates
No
See Rates
Monthly maintenance fee None $10 if minimum daily balance falls below $2,500 on any day(s) of the month $4 if minimum daily balance falls below $500 on any day(s) of the month None None
Statement or passbook savings option Yes Yes Yes Passbook only Passbook only
ATM card Yes, with statement savings Yes, with statement savings Yes, with statement savings No No
Apple Bank Visa® Debit Card Yes, with statement savings linked to checking account Yes, with statement savings linked to checking account Yes, with statement savings linked to checking account No No
Free Online Banking and Bill Pay Yes, with statement savings linked to checking account Yes, with statement savings linked to checking account Yes, with statement savings linked to checking account No No
Free Mobile Banking app Yes, with statement savings linked to checking account Yes, with statement savings linked to checking account Yes, with statement savings linked to checking account No No