Minimum to open |
$100 |
$2,500 |
$100 |
$1 |
$5 |
Minimum daily balance |
None |
$2,500 to avoid monthly maintenance fee |
$500 to avoid monthly maintenance fee |
None |
None |
Checking account required |
No |
No |
No |
No |
No |
Minimum to earn interest |
$2,500 |
$2,500 |
$250 |
$5 |
$5 |
Tiered interest rates |
Yes
See Rates |
Yes
See Rates |
No
See Rates |
Yes
See Rates |
No
See Rates |
Monthly maintenance fee |
None |
$10 if minimum daily balance falls below $2,500 on any day(s) of the month |
$4 if minimum daily balance falls below $500 on any day(s) of the month |
None |
None |
Statement or passbook savings option |
Yes |
Yes |
Yes |
Passbook only |
Passbook only |
ATM card |
Yes, with statement savings |
Yes, with statement savings |
Yes, with statement savings |
No |
No |
Apple Bank Visa® Debit Card |
Yes, with statement savings linked to checking account |
Yes, with statement savings linked to checking account |
Yes, with statement savings linked to checking account |
No |
No |
Free Online Banking and Bill Pay |
Yes, with statement savings linked to checking account |
Yes, with statement savings linked to checking account |
Yes, with statement savings linked to checking account |
No |
No |
Free Mobile Banking app |
Yes, with statement savings linked to checking account |
Yes, with statement savings linked to checking account |
Yes, with statement savings linked to checking account |
No |
No |