CD Ladder Calculator

Climb to a higher level of savings.

Stagger your CD terms for an attractive blended return with liquidity.

When you open multiple CDs with different maturities, you can take advantage of a strategy known as laddering. This calculator shows you how a laddered CD portfolio can earn higher yields from long-term maturities, while achieving better liquidity from short-term maturities. A CD Ladder is the answer if you're looking for maximum flexibility with a competitive return, rather than investing in a single long-term CD.