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Life Insurance

Do you have the protection you need to provide for your loved ones?

Plan coverage now to prepare for the future
Choose from a variety of Term and Whole Life plans
Get affordable policies from highly rated insurers
Osaic Financial Consultants match your needs to the right level of protection
Provides the peace of mind you deserve

Smart insurance planning now means a secure future for you and your family.

You can’t predict the future, but you can prepare for it. A comprehensive financial plan includes the proper life insurance coverage and ABS Associates can help you obtain it. Your Osaic Financial Consultant takes the time to listen to your needs and goals, analyze your current situation and create a strategy that matches you based on our plan offerings.

 Term Plans

  • Provides coverage for a fixed time period
  • Most affordable coverage initially
  • No cash value accumulated
  • Guaranteed convertible to Whole Life

 Whole Life Plans or Permanent Insurance

  • Premiums are initially higher, but never increase
  • Coverage lasts for the rest of your life
  • Accumulated cash value grows tax-deferred
  • Borrow against cash value for personal use


Investment and Insurance products and services are offered through OSAIC INSTITUTIONS, INC. (“Osaic”), Member FINRA / SIPC.
Apple Bank has entered into an arrangement with Osaic to provide insurance, brokerage, and investment advisory services to customers. ABS Associates is a trade name and does not refer to a separate entity. Osaic is not affiliated with either entity. Products and services made available through Osaic are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

Not FDIC Insured
Not Guaranteed by the Bank
Not a Deposit
Not Insured by any Federal Government Agency
May Be Subject to Investment Risk
May Lose Value Including Loss of Principal