Checking
Free and unlimited domestic POS transactions on accounts
Manage money 24/7 with Free Online Banking and Mobile Banking App
Select the checking account that fits your needs. All checking accounts include free Direct Deposit, free Apple Bank Visa® Debit Card, free Online Banking and Bill Pay, free Mobile App*, free Mobile Deposit* and free first order of personalized checks.
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ExtraValue Checking
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GoldValue NOW Checking®
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Grand Yield NOW Checking
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BasicValue Checking®
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ClassValue Checking® for Students Ages 14 to 25
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| Minimum to open |
$100 |
$100 |
$100 |
$10 |
$100 |
| Minimum balance or other requirement to avoid monthly maintenance fee |
None |
$1,000 minimum daily
balance to avoid monthly maintenance fee, OR $10,000 minimum aggregate daily balances, OR Direct Deposit
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$2,500 minimum daily balance to avoid monthly maintenance fee, OR Direct Deposit |
None |
None |
| Monthly maintenance fee |
None |
$10, if minimum daily balance is under $1,000
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$10, if minimum daily balance is under $2,500 |
$3 per month |
None |
| Earns interest |
No |
Yes, with $1,000 minimum daily balance
See Rates
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Yes, with $2,500 minimum daily balance
See Rates |
No |
No |
| Free transactions at Apple Bank ATMs |
Yes |
Yes |
Yes |
Yes |
Yes |
| Free domestic non-Apple Bank ATM transactions |
No - $2 per transaction |
No - $2 per transaction |
Yes** - Free and Unlimited
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No - $2 per transaction |
Yes - Free and Unlimited
First four non-Apple ATM fees reimbursed per statement cycle***
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| Free domestic Point-of-Sale (POS) transactions |
Yes - Free and Unlimited |
Yes - Free and Unlimited |
Yes - Free and Unlimited |
Yes - Free and Unlimited |
Yes - Free and Unlimited |
| Best for... |
- Accounts with fluctuating balances
- Consumers seeking free checking with no monthly maintenance fee
- Limited users of non-Apple ATMs
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- Limited users of non-Apple ATMs
- Heavy debit card users who make purchases with their card
- Consumers seeking an interest-bearing checking account
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- Active ATM users
- Heavy debit card users who make purchases with their card
- Consumers seeking a competitive interest rate
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- Basic checking needs, low balance accounts
- Limited ATM users
- Heavy debit card users who make purchases with their card
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- Students ages 14 to 25 seeking free checking with no monthly maintenance fee
- Active ATM users
- Heavy debit card users who make purchases with their card
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*Data fees from your mobile carrier may apply.
**ATM or terminal operator surcharge may apply.
***Includes both domestic and international ATM and other terminal operators.