BasicValue Checking®

Just need the basics? Here's your checking account.

Just $10 to open
No monthly minimum balance
Unlimited number of deposits
Up to 12 free withdrawals each month*
Free and unlimited domestic Point-of-Sale (POS) transactions with your Apple Bank Visa® Debit Card

Straightforward checking with a perk for heavy debit card users.

If you’re looking for an everyday checking account that keeps it simple, then BasicValue Checking® is for you. Upon account opening, no monthly minimum balance is required, and you pay a low $3 monthly fee to maintain your account. Deposits are unlimited, and you receive up to 12 free withdrawals from your checking account each month.*  Best of all, if you are an active debit card user for Point-of-Sale (POS) transactions, domestic POS transactions are free and unlimited.You'll also enjoy free ATM transactions at Apple Bank machines.**  Plus, you receive a free first order of personalized checks.

Bank in New York and wherever life takes you.

When you open a BasicValue Checking® account, you can register for our Free Online and Mobile Banking App.*** Once on the app, sign up for Free Mobile Remote Deposit.***

*A $1 charge per withdrawal will be imposed any month during which you make more than 12 withdrawals.  This includes checks you cash as well as checks you write to third parties. 
**There is a charge of $2 per transaction for domestic non-Apple Bank ATM transactions. ATM or terminal operator surcharge may apply.
***Data fees from your mobile carrier may apply.

Please refer to the account disclosure for additional terms and conditions.