Apple Bank Choice Checking

Save and spend from
the same account.

Grow your money with our competitive rate,
while using it for your everyday needs.

The benefits of Apple Bank Choice Checking.
3.50 APY1

Enjoy earning interest on your checking account balance!

ATM Fees2
Free and unlimited ATM transactions2 with your Apple Bank Visa® Debit Card.
Quick access to funds
24/7 access with Online Banking, Mobile3 Banking app and your Apple Bank Visa® Debit Card.
Stay connected to your money with the Apple Bank Mobile App.3
No need to call or visit a branch. Get up-to-date balance and transaction information quickly, whenever you need it. 
Wondering how much you spend on eating out, groceries, shopping, and travel? Our financial tools will help you keep track of your spending at a glance, so can budget more easily.
Keep track of your money without logging on. Receive balance updates, debit, credit and security notifications via push messaging, text messaging, or email. 
Pay anyone you want, the amount you want, on the day you want—securely. All your payments and due dates stay organized and in one place. 
Simply snap a picture of your checks to make a deposit using your mobile device and make transfers between accounts without leaving the comfort of home.
App Store Android Google Play
Explore the other great benefits of the Apple Bank Choice Checking account.
Debit image
Shop with
Use your Apple Bank Visa® Debit Card anywhere that accepts Visa® in stores or online. Zero-liability for unauthorized transactions.4
Degree of view
Get a 360° View
of Your Finances

Make more informed decisions. See investments, credit cards, loans and balances for all your Apple Bank accounts and linked non-Apple Bank accounts on one dashboard.

Money with hand
Get Easier Access
to Your Funds

No need to make a trip to the bank. Receive your paycheck, tax refund and government benefits electronically with Direct Deposit.

Digital payment
Pay Conveniently with Digital Wallet

Link your Apple Bank debit card to your digital wallets (Apple Pay®, Google Pay™ and Vemmo, among others) to make on-the-go purchases faster and more securely.

Zelle image
Quickly Send & Receive Money with Zelle®

In as little as a few minutes, you can send money to businesses and people you know and trust. Pay rent, split bills, pay for the sitter or lawn mower, payback friends and more.5

Shield and lock
Rest Easy Knowing Your Money is Secure

The money in your checking, savings, CDs, and money market deposit accounts are protected by FDIC insurance up to $250,000 per depositor. Learn More

Have questions?

Ask your local Apple Banker for details.

1Annual Percentage Yield (APY) disclosed is effective as of May 21, 2024 and may be changed by the Bank at any time, including after account opening. Interest is earned on daily balances of $2,500.00 or more at 3.44% interest rate and 3.50% APY. A $100.00 minimum deposit is required to open the account. You must maintain a minimum daily balance of $2,500.00 in your account each day to earn the stated APY. A minimum daily balance of $2,500.00 or any ACH Deposit is required to avoid a $10.00 monthly maintenance fee. Fees may reduce earnings.

2There is no fee for using your Apple Bank Visa Debit Card to make cash withdrawals at domestic non-Apple Bank ATMs or international ATMs. A 2% surcharge will be applied to foreign transactions. In addition, Apple Bank will reimburse up to 4 ATM surcharge fees charged by the ATM owner/operator during each statement cycle period.

3​Data fees from your mobile carrier may apply.

4​U.S. issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa.  See your Cardholder Agreement for details.

5U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.


Apple and App Store are registered trademarks of Apple Inc. Android and Google Play are trademarks of Google LLC.​

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.