Swipe. Tap. Bank.

Open a Free ExtraValue Checking account and get a FREE phone!

You must pay for 2 months of wireless service. Terms and conditions apply.***


Free ExtraValue Checking Account in New York

Tired of checking accounts that tack on maintenance fees? Time for one that’s free.

Just $100 to open
No minimum balance and no monthly maintenance fee
24/7 access to your account with Mobile Banking*
Free Apple Bank Visa® Debit Card
Free smartphone upon account opening!***

Get New York’s go-to free checking account

Your hard-earned money deserves better treatment. Apple Bank’s Free ExtraValue Checking lets you maintain any balance without paying a maintenance fee, and you still get the access you need online, on your mobile device and through our ATM network with your Visa® Debit Card. ATM transactions at Apple Bank machines are free with this account.** With Free ExtraValue Checking, you get everything you need, from a bank that still believes customers deserve free checking.

PLUS: For a limited time, you can get a brand-new Samsung Galaxy smartphone when you open your account! (When you pay for two months of wireless service. Terms and conditions apply. See below.) Perfect for Mobile Banking. Even better for keeping in touch with loved ones.

Ready to open an account and get your NEW phone?

Find A Branch

*Data fees from your mobile carrier may apply.
**There is a charge of $2 per transaction for domestic non-Apple Bank ATM transactions. ATM or terminal operator surcharge may apply. There is also a charge of $2 per transaction for domestic Point-of-Sale (POS) transactions. 
***Terms and Conditions: New phone offer is available when you pay $100 for 2 months of service. Service includes talk, text and data. No credit check required; service subject to certain terms. See order page for complete and current offer details. Purchase requires a valid credit card or debit card with verified billing address. Gift cards cannot be used. State and local taxes are included. Shipping costs apply. The offer, terms, device and plan are subject to change. Service may not be available in all markets. Rules and other restrictions may apply. Void where restricted or prohibited by law. Limited time offer and only valid in the United States. Available while supplies last. The Android™ robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.

Customers may open any checking account to be eligible for the free phone offer.

Please refer to the account disclosure for additional terms and conditions.