Apple Bank SmartStart Banking
(formerly ClassValue Checking)

Banking for students
is now even better!

 

The benefits of Apple Bank SmartStart Banking
No monthly
maintenance fee

Keep more of the money in your account by paying no maintenance fees.

Unlimited, FREE ATM transactions worldwide1
Use your Apple Bank Visa® Debit Card2 to get cash anywhere in the world for free.
Bank from your phone

Make your life easier with the Apple Bank Mobile App.Access all your banking needs on the go.

Start your financial journey the smart way.


Are you busy with school or a full-time job? If you are between the ages of 13-254, our SmartStart Banking account has everything you need to manage your money with ease. When you open this account, you pay no monthly maintenance fee, and all ATM transactions with your Apple Bank Visa® Debit Card are free worldwide.1,2

Ask your Apple banker for details.









   
Stay connected to your money with the Apple Bank Mobile App.3
Get up-to-date balance and transaction information quickly, whenever you need it. 
Simply snap a picture of your checks to make a deposit using your mobile device and make transfers between accounts without leaving the comfort of home.
Wondering how much you spend on eating out, groceries, shopping, and travel? Our financial tools will help you keep track of your spending at a glance, so you can budget more easily.
Keep track of your money without logging on. Receive balance updates, debit, credit and security notifications via push messaging, text messaging, or email. 
Pay anyone you want, the amount you want, on the day you want—securely. All your payments and due dates stay organized and in one place. 
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Explore the other great benefits of the Apple Bank SmartStart Banking account.
Digital payment
Pay Conveniently with Digital Wallet

Link your Apple Bank debit card to your digital wallets (Apple Pay®5, Google Pay™5 and Venmo, among others) to make on-the-go purchases faster and more securely.

Zelle image
Quickly Send & Receive Money with Zelle®

In as little as a few minutes, you can send money to businesses and people you know and trust. Pay rent, split bills, pay back friends and more.6

Money with hand
Get Easier Access to Your Funds

No need to make a trip to the bank. Transfer money between your accounts with internal and external transfers.

Debit image
Shop with
Confidence
Use your Apple Bank Visa® Debit Card3 anywhere that accepts Visa® in stores or online. Zero-liability for unauthorized transactions.7
Shield and lock
Rest Easy Knowing Your Money is Secure

The money in your checking, savings, CDs, and money market deposit accounts are protected by FDIC insurance up to $250,000 per depositor, for each account ownership category. Learn More

Have questions?

Ask your local Apple Banker for details.

1​There are no fees when using non-Apple Bank domestic and international ATMs, and Apple Bank will reimburse all surcharges imposed by the ATM owner/operator during each statement cycle period.

2Teenagers ages 13 through 17 are eligible to request an Apple Bank Visa® Debit Card for this account where the account is joint with a parent or guardian.

3​Data fees from your mobile carrier may apply.

4SmartStart Banking account is available to teens and young adults ages 13 to 25. Minors ages 13 -17 must have a parent or guardian as a joint accountholder on this account. A $100.00 minimum deposit is required to open the account.

5Apple Pay is a registered trademark of Apple Inc. Google Pay is a trademark of Google Inc. 

6U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

7U.S. issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa. See your Cardholder Agreement for details.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.