Whether you're saving for a vacation, new car, college funding or retirement, you can maximize your savings over the full term with our competitive CD rates. Choose from terms ranging from 91 days to 10 years and enjoy convenient automatic renewal. Interest compounds daily to maximize growth. You can arrange to have the interest transferred automatically to your savings, checking or money market account.
Personal CD Rates
Retirement CD Rates
| Term
|
Interest Rate |
Annual Percentage Yield (APY)* |
| 3 month |
1.98% |
2.00% |
| 6 month |
1.98% |
2.00% |
| 7 month |
0.50% |
0.50% |
| 9 month |
1.98% |
2.00% |
| 1 year |
1.98% |
2.00% |
| 15 month |
1.49% |
1.50% |
| 18 month |
1.49% |
1.50% |
| 2 year |
1.49% |
1.50% |
| 3 year |
1.49% |
1.50% |
| 4 year |
1.49% |
1.50% |
| 5 year |
1.49% |
1.50% |
| CDARS** |
Learn More |
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*Annual Percentage Yields (APYs) stated are effective as of April 1, 2025 and may be changed by the Bank at any time. CD requires a $1,000.00 minimum deposit to open and earn the stated APY. Early withdrawal penalty may apply. Retirement CDs are not available to open online. CD and Retirement CD interest is compounded daily. You may choose to have your CD interest paid monthly or quarterly. The APY assumes that the funds deposited remain in the account for the full term of the CD.
**Apple Bank participates in the CDARS program offered by IntraFi Network LLC. The program enables investors to access multi-million dollar FDIC insurance coverage on large CD investments.