Apple Bank Choice Money Market

The flexible way to 
grow your savings.

5.00% APY1
on balances of $50,000 or more​

Special Offer:
Rates and APYs stated on balance tiers of $2,500 or more are guaranteed through June 30, 2024.1

The benefits of Apple Bank Choice Money Market
Enjoy high-yield earnings

3.50% APY1 on balances of $2,500 to $49,999 or
5.00% APY1 on balances of $50,000 or more

No transaction

The freedom to make unlimited transactions on your account.

Quick access
to funds
24/7 access with Online Banking, MobileBanking app and your Apple Bank Visa® Debit Card.
Stay connected to your money with the Apple Bank Mobile App.2
No need to call or visit a branch. Get up-to-date balance and transaction information quickly, whenever you need it. 
Wondering how much you spend on eating out, groceries, shopping, and travel? Our financial tools will help you keep track of your spending at a glance, so can budget more easily.
Keep track of your money without logging on. Receive balance updates, debit, credit and security notifications via push messaging, text messaging, or email. 
Pay anyone you want, the amount you want, on the day you want—securely. All your payments and due dates stay organized and in one place. 
Simply snap a picture of your checks to make a deposit using your mobile device and make transfers between accounts without leaving the comfort of home.
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Calculate your savings3

We help you plan ahead. Use our savings calculator to see how much you could earn in your account.

Open Calculator Tool ˇ

Close Calculator Tool ˆ

Explore the other great benefits of the Apple Bank Choice Money Market account.
Debit image
Shop with
Use your Apple Bank Visa® Debit Card anywhere that accepts Visa® in stores or online. Zero-liability for unauthorized transactions.4
Degree of view
Get a 360° View of Your Finances

With Personal Financial Management tools, you can view your investments, credit cards, loans and balances for all your Apple Bank accounts and linked non-Apple Bank accounts on one dashboard.

Money with hand
Get Easier Access to Your Funds

No need to make a trip to the bank. Receive your paycheck, tax refund and government benefits electronically with Direct Deposit.

Digital payment
Pay Conveniently with Digital Wallet

Link your Apple Bank debit card to your digital wallets (Apple Pay®, Google Pay™ and Vemmo, among others) to make on-the-go purchases faster and more securely.

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Quickly Send & Receive Money with Zelle®

In as little as a few minutes, you can send money to businesses and people you know and trust. Pay rent, split bills, pay for the sitter or lawn mower, payback friends and more.5

Shield and lock
Rest Easy Knowing Your Money is Secure

The money in your checking, savings, CDs, and money market deposit accounts are protected by FDIC insurance up to $250,000 per depositor. Learn More

Have questions?

Ask your local Apple Banker for details.

1Annual Percentage Yields (APYs) disclosed are effective as of May 21, 2024 and may be changed by the Bank at any time, including after account opening. Interest is earned on daily balances of $5.00 or more at the following tiers: $5.00-$2,499.99: 0.01% interest rate and 0.01% APY; $2,500.00-$49,999.99: 3.44% interest rate and 3.50% APY; $50,000.00 or more: 4.88% interest rate and 5.00% APY. A $2,500.00 minimum deposit is required to open the account. You must maintain a minimum daily balance of $5.00 in your account each day to earn the stated APY. A daily balance of $2,500.00 is required to avoid a $9.00 monthly maintenance fee. Fees may reduce earnings.

2​Data fees from your mobile carrier may apply.

3This calculator is intended for informational purposes only and is not intended to provide today's actual rates. Your actual results may vary. Results provided by this calculator are intended for Illustrative purposes only, and the accuracy is not guaranteed. This calculator does not assure the availability of, or your eligibility for, any specific product offered by Apple Bank, nor does the calculator predict or guarantee the actual rate.

You are viewing a third-party created calculator. Apple Bank assumes no responsibility for, nor does it control, endorse or guarantee any aspect of your use of this calculator.

Calculator Definitions
All calculations received by using the calculator tools on this page are estimates only.
Starting amount
The starting balance or current amount you have saved.
Years to save
The total number years you are planning to save.
Compound Interest
Compound interest is the interest on a deposit calculated based on both the initial principal and the accumulated interest from previous periods. It can be thought of as "interest on interest”. This calculator allows you to choose the frequency with which you add, or anticipate you will add, savings to your account. The more frequently this occurs, the sooner your accumulated earnings will generate additional earnings. The interest on a Apple Bank Choice Money Market account is compounded daily.
Additional contributions
The amount you plan to add to your savings each period. This calculator assumes that you make your contributions at the beginning of each period.
Frequency of contributions
How often you make contributions to your account. This calculator gives options of weekly, bi-weekly, monthly, quarterly and annually. This calculator assumes that you make your contributions at the beginning of each period.

4U.S. issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa.  See your Cardholder Agreement for details.

5U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

Apple and App Store are registered trademarks of Apple Inc. Android and Google Play are trademarks of Google LLC.​

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.