Treasury Bill Indexed Money Market

A highly competitive money market option from your go-to bank.

If you're seeking a savings account with a highly competitive rate, the Treasury Bill Indexed Money Market account may be the solution.  With a balance of $25,000 or more, you can earn a tiered indexed variable Annual Percentage Yield (APY). This account is fully liquid, so you can access your money whenever you need it. 
 

*These Annual Percentage Yields (APYs) are effective through April 30, 2025. **Treasury Bill Indexed Money Market rate is based on an index calculated by taking the rate of the closing “asked” discount basis of the 30-day Treasury Bill as quoted and published in The Wall Street Journal on the last business day of the prior month as set forth below. If there are no exact Treasury Bills with a 30-day maturity, then the “asked” rate used shall be for Treasury Bills with a maturity date closest to, but not to exceed 30 days. New APYs will take effect on the first calendar day of each subsequent month and will remain in effect through each subsequent month-end. Based on the current index balances of $25,000.00 to $49,999.99 earn an APY of 2.13%, which is 50% of the indexed rate, balances of $50,000.00 to $99,999.99 earn an APY of 2.56%, which is 60% of the indexed rate, and balances of $100,000.00 or more earn an APY of 2.99%, which is 70% of the indexed rate. There is no interest paid on deposits under $25,000.00. $10,000.00 minimum deposit is required to open this account. A monthly service fee of $10.00 will be charged each month at the end of the statement cycle if the account balance falls below $10,000.00 on any day of the month. Fees may reduce earnings. Deposit insurance subject to FDIC limits.

*Annual Percentage Yields (APYs) disclosed are effective as of April 1, 2025, and may be changed at any time at the Bank’s discretion, including after account opening. Checking and savings interest is compounded daily and paid monthly. Fees may reduce earnings. Please refer to individual product pages for additional details and disclosures.