What do I need to open an account online?

Have the following information on hand when you begin the application: Your personal information, including Social Security number, email address, mobile number and other personal information that will help us to identify you. Driver's license, passport or government-issued ID. Your information is safe with us. Apple Bank uses Secure Sockets Layer (SSL) technology. This means that when you’re on our website, the data transferred between Apple Bank and you is secure. Please provide an alternative to a military ID as we are not permitted to collect an image of this identification type online. If you don’t have an alternative, please contact us at 800-588-5871 (TDD: 800-824-0710) for assistance.

What are the ID requirements to establish a new account at Apple Bank?

When you apply to open a new account, we will ask for your name, address, date of birth, Social Security number, department of motor vehicles license registration number and state, and other information that will allow us to identify you. The information requested may include non-public personal information about you and concern your property, finances or credit. Federal law requires all financial institutions to obtain, verify, and record this information to help fight the funding of terrorism and money laundering activities.

Do I need to be a New York resident to open a Simple Savings account?

No. Apple Bank's Simple Savings account is available to new customers who reside in New York or New Jersey. If you are already an Apple Bank customer and your permanent address is in Connecticut, Pennsylvania or Florida, you are also able to apply online for the Simple Savings Account.

Do I need to open a checking account along with a Simple Savings account?

No. You’re not required to open any additional accounts when you open a CD. But if you’re looking for a fully liquid product that still allows you to grow your funds, a savings account could be a great option.

Is there a minimum to open a Simple Savings account?

There is no minimum balance to open a Simple Savings account.

How soon do I have to fund my Simple Savings account?

You need to make your first deposit within 30 days.

Savings

Name: Savings
Brand: Apple Bank
Availability: InStock

Reaching for a goal? Our savings options help you get there.

We make it easy to help you create a strong foundation of savings to achieve your goals. With competitive rates and liquidity, you can select the account that fits the way you like to save.

You can make unlimited transfers and withdrawals without incurring a fee.

Competitive interest rates

Easily transfer funds to your account from another bank

Manage your account online

Ask your Apple banker about setting up an automatic savings plan

Interest compounded daily

We have a savings account that's perfect for you.

	Apple Gold Savings Details Make Appointment	Simple Savings Details Open An Account	Apple Bank SmartStart Savings Details Open An Account
Minimum to open	$2,500	$10	$1
Minimum daily balance	$2,500 to avoid monthly maintenance fee	None	None
Checking account required	No	No	No
Minimum to earn interest	$1	$1	$1.01
Tiered interest rates	Yes See Rates	Yes See Rates	Yes See Rates
Monthly maintenance fee	$8 if minimum daily balance falls below $2,500 on any day(s) of the month	None	None
Apple Bank Visa^® Debit Card	Yes	Yes	Yes *available for ages 13-17 w/parent or guardian

Other Savings Accounts

Apple Bank offers additional savings accounts, other than the featured savings accounts listed above.

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Savings

Reaching for a goal? Our savings options help you get there.

We have a savings account that's perfect for you.

Other Savings Accounts