Apple Gold Savings

A golden opportunity to grow your savings.

Earn APY* 2.75% on balances up to $50,000, APY* 3.25% on balances of $50,000 or more
 
$2,500 to open
 
Easy access to your money, 24/7
FDIC Insured
Ask your Apple banker about setting up an automatic savings plan

The perfect time to grow your money at a higher rate by earning more when you save.

Apple Bank’s Apple Gold Savings account provides you with a competitive interest rate and annual percentage yield to help you grow your savings when you maintain a daily balance of $1.00 or more. Link other bank accounts to set up automatic transfers or start a direct deposit to your savings account, so you can put your savings on auto-pilot.
 
Track your progress 24/7 online or through Apple Bank’s mobile app.**

 

*Annual Percentage Yields (APYs) disclosed are effective as of December 3, 2024 and may be changed by the Bank at any time, including after account opening. Interest is earned on daily balances of $1.00 or more at the following tiers: $1.00-$49,999.99: 2.71% interest rate and 2.75% APY; $50,000.00-$99,999.99: 3.19% interest rate and 3.25% APY; $100,000.00-$499,999.99: 3.19% interest rate and 3.25% APY; $500,000.00- $999,999.99: 3.19% interest rate and 3.25% APY; $1,000,000.00 or more: 3.19% interest rate and 3.25% APY. A $2,500.00 minimum deposit is required to open this account. You must maintain a minimum daily balance of $2,500.00 to avoid the $8.00 monthly maintenance fee. This monthly maintenance fee does not apply to accounts established for the benefit of persons under age 21 (i.e., custodial accounts). Not available for retirement accounts. Fees may reduce earnings.
**Data fees from your mobile carrier may apply.