Premium Savings
0.40% APY*
**for balances of $5,000 and up

Premium Savings

See your savings stack up with our Premium Savings Account.

Earn 1.25 APY* on balances of $5,000 and up
 
$5,000 to open
 
Good for long-term savings, yet fully liquid
​Set up automatic transfers to your savings
FDIC Insured

Now is a great time to build your savings.

 Apple Bank’s Premium Savings account provides you with a competitive interest rate and annual percentage yield to help you earn interest on money you’ve already saved when you maintain a daily balance of $5,000 or more. Link other bank accounts to set up automatic transfers or start a direct deposit to your savings account so you can put your savings on auto-pilot.
 
Track your progress 24/7 online or through Apple Bank’s mobile app.**

 

*Annual Percentage Yield (APY) disclosed is effective as of March 18, 2024 and may be changed by the Bank at any time, including after account opening. Interest is earned on daily balances of $5,000.00 or more at these tiers: $5,000.00-$24,999.99: 1.24% interest rate and 1.25% APY, $25,000.00-$49,999.99: 1.24% interest rate and 1.25% APY, $50,000.00-$99,999.99: 1.24% interest rate and 1.25% APY, $100,000.00 or more: 1.24% interest rate and 1.25% APY. A $5,000.00 minimum deposit is required to open the account. You must maintain a minimum daily balance of $5,000.00 in your account each day to earn the stated APY and avoid the $8.00 monthly maintenance fee. This monthly maintenance charge does not apply to accounts established for the benefit of persons under age 21 (i.e., custodial accounts). Fees may reduce earnings. Not available for retirement accounts.
**Data fees from your mobile carrier may apply.