Empower your children's future with our
high-yield savings account.
When it comes to teaching children about financial skills, it's never too early to begin.
As parents, you want to give your kids a head start in ensuring a successful financial future. Apple Bank's SmartStart Savings account is our way of helping you look after your children's best interests. Plus, it's never too early to begin teaching your kids smart savings habits - their future financial independence depends on it.
The Apple Bank SmartStart Savings account is available to children through young adults ages 6 through 25. Custodial and UTMA accounts are available to children and teens ages 0 through 214. Ask your Apple banker for details.
Stay connected to your money with the Apple Bank Mobile App.5
Get up-to-date balance and transaction information quickly, whenever you need it.
Simply snap a picture of your checks to make a deposit using your mobile device and make transfers between accounts without leaving the comfort of home.
Wondering how much you spend on eating out, groceries, shopping, and travel? Our financial tools will help you keep track of your spending at a glance, so you can budget more easily.
Keep track of your money without logging on. Receive balance updates, debit, credit and security notifications via push messaging, text messaging, or email.
Pay anyone you want, the amount you want, on the day you want—securely. All your payments and due dates stay organized and in one place.
Have questions?
Ask your local Apple Banker for details.
1Annual Percentage Yields (APYs) disclosed are effective as of March 4, 2025 and may be changed by the Bank at any time, including after account opening. Interest is earned at the following tiers: $1.01-$10,000.00: 5.83% interest rate and 6.00% APY; $10,000.01-$20,000.00: 0.75% interest rate and 6.00% - 3.38% APY (there is no limit on account balance, the $20,000.00 balance is used for annual percentage yield computation purposes only). There is a $1.00 minimum deposit to open this account. You must maintain a minimum daily balance of $1.01 in the Apple Bank SmartStart Savings account to earn interest. A limit of one Apple Bank SmartStart Savings account applies per child.
2There are no fees when using non-Apple Bank domestic and international ATMs, and Apple Bank will reimburse all surcharges imposed by the ATM owner/operator during each statement cycle period.
3Account holders ages 13 through 17 are eligible to request an Apple Bank Visa® Debit Card for this account where the account is joint with a parent or guardian. Accountholders 18 years and older may request a debit card without a parent or guardian.
4The Apple Bank SmartStart Savings account is available to minors and young adults ages 6 through 25. Accountholders must be able to write their name and provide one form of identification, such as a birth certificate or school photo ID. The Apple Bank SmartStart Savings account is available to minors ages 6 through 17 with a parent or guardian as a joint owner. A parent or guardian may also open the Apple Bank SmartStart Savings accounts as an UTMA for minors and young adults up to 21 years of age.
5Data fees from your mobile carrier may apply.
6Apple, Apple Pay® and App Store are registered trademarks of Apple Inc. Android, Google Play and Google Pay™ are trademarks of Google LLC. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd.
7U.S. issued cards only. Visa’s Zero Liability policy does not apply to ATM transactions or PIN transactions not processed by Visa. See your Cardholder Agreement for details.
8U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.