IntraFi Cash Service®
Explore the benefits of IntraFi Cash Service.
No need to manage multiple accounts or bank relationships to get access to FDIC coverage. Work only with Apple Bank and receive one monthly statement detailing activity across all accounts.
An ICS account may offer returns that compare to those earned from treasuries and government money market mutual funds. Plus, your funds are fully liquid — make unlimited withdrawals anytime.
Rest easy knowing your hard-earned savings is there when you need it and fully protected by multi-million-dollar FDIC insurance coverage through the IntraFi® ICS program.
See Terms and Conditions.
How ICS works:
- ICS is a service from IntraFi®, a leading provider of FDIC deposit insurance. Financial institutions nationwide work with IntraFi to help depositors secure and grow their funds. See Terms and Conditions.
- ICS enables you to access multi-million dollars in aggregate FDIC insurance protection across network banks on your large savings deposits through a single banking relationship with Apple Bank.
- Through ICS, your funds are placed into money market accounts at other FDIC-insured institutions in amounts under $250,000.
- There is no need to maintain different titles or beneficiaries. The titling of your accounts is standardized across financial institutions.
- Make unlimited withdrawals from your ICS funds, so you have access to your money whenever you need it.
- An online dashboard and detailed reporting make it easy for you to stay informed as to where your funds are at all times.
- $100,000 minimum balance required to open an account.
Visit your nearest branch to learn if ICS is right for you.
Have questions? We're here to help.
An Apple banker at your local branch is ready to assist you.
Or call: 914-902-2775 | TDD: 800-824-0710
A list identifying IntraFi network banks can be found at www.IntraFi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. To meet these conditions, deposit accounts are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage.
Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits. IntraFi, the IntraFi logo, ICS, and It Pays to Be Safe are registered trademarks of IntraFi LLC