Checking & Savings Interest Rates in New York
A checking account that pays interest on your balance. Savings accounts that help you reach your goals. Apple Bank's competitive rates move you forward.
See how our checking and savings rates deliver.
|
|
Minimum to Open Account |
Minimum Daily Balance Range to Earn Interest |
Interest Rate |
Annual Percentage Yield (APY)* |
Notes |
| Checking |
|
|
|
|
|
| Grand Yield NOW Checking |
$100 |
$2,500 and up |
0.01% |
0.01% |
|
| GoldValue NOW Checking |
$100 |
$1,000 |
0.01% |
0.01% |
|
| Savings |
|
|
|
|
|
| Super Savings |
$5,000 |
$0-$4,999
$5,000-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000 and up
|
None
0.45%
0.45%
0.45%
0.45%
|
None
0.45%
0.45%
0.45%
0.45%
|
See account disclosure and details page for terms and conditions |
| Youth Savings |
$1 |
$5-$10,000
$10,001-$20,000*
|
2.96%
0.75%
|
3.00%
3.00%-1.87%
|
See account disclosure* and details page* for terms and conditions |
| BONUS Savings |
$ 2,500 |
$0-$2,499
$2,500-$24,999
$25,000-$3,000,000
|
None
0.30%
0.30%
|
None
0.30%
0.30%
|
See account disclosure and details page for terms and conditions |
| Grand Yield Savings® |
$100 |
$1-$2,499
$2,500-$9,999
$10,000-$24,999
$25,000-$49,999
$50,000 and up
|
None
0.25%
0.25%
0.25%
0.25%
|
None
0.25%
0.25%
0.25%
0.25%
|
See account disclosure and details page for terms and conditions |
| Apple Bank Savings |
$100 |
$250 and up |
0.05% |
0.05% |
See account disclosure and details page for terms and conditions |
| Apple Bank Club Account |
$5 |
$5 and up |
0.05% |
0.05% |
See account disclosure and details page for terms and conditions |
| Money Market |
|
|
|
|
|
| Treasury Bill Indexed Money Market |
$10,000 |
$1-$24,999
$25,000-$49,999
$50,000-$99,999
$100,000 and up
|
None
0.04%
0.05%
0.06%
|
None
0.04%
0.05%
0.06%
|
See account disclosure and details page for terms and conditions |
| Apple Bank Money Market |
$100 |
$2,500 and up |
0.25% |
0.25% |
|
| Business Money Market |
$5,000 |
$5,000 |
0.05% |
0.05% |
|
| Insured Cash Sweep℠ Account (ICS) |
Learn More |
Learn More |
Learn More |
Learn More |
|
*Annual Percentage Yields (APYs) disclosed are effective as of January 1, 2021, and may be changed at any time at the Bank’s discretion, including after account opening. Checking and savings interest is compounded daily and paid monthly. Fees may reduce earnings. Please refer to individual product pages for additional details and disclosures.
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