Checking & Savings Interest Rates

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A checking account that pays interest on your balance. Savings accounts that help you reach your goals. Apple Bank's competitive rates move you forward.

See how our checking and savings rates deliver.

Account Type Minimum to Open Account Minimum Daily Balance Range to Earn Interest Interest Rate Annual Percentage Yield (APY)* Notes
Checking
Simple Checking None $1 1.00% 1.01% See details page for terms and conditions
Choice Checking $100 $2,500 or more 2.47% 2.50% See details page for terms and conditions
Grand Yield NOW Checking $100 $2,500 or more 0.01% 0.01% See details page for terms and conditions
GoldValue NOW Checking $100 $1,000 0.01% 0.01% See details page for terms and conditions
Money Market
Apple Bank Choice Money Market $100

$2,500-$49,999

$50,000 or more

3.19%

3.19%

3.25%

3.25%

 See details page for terms and conditions
Apple Advantage Money Market $10,000

$1-$9,999

$10,000-$24,999

$25,000-$49,999

$50,000-$99,999

$100,000-$499,999

$500,000 or more

None

2.47%

2.47%

2.47%

2.47%

2.47%

None

2.50%

2.50%

2.50%

2.50%

2.50%

 See details page for terms and conditions
Treasury Bill Indexed Money Market $10,000

$1-$24,999

$25,000-$49,999

$50,000-$99,999

$100,000 or more

None

2.10%

2.52%

2.94%

None

2.12%

2.56%

2.99%

 See details page for terms and conditions
Business Money Market  $5,000 $5,000     0.01% 0.01% See details page for terms and conditions
Apple Bank Money Market $100

$2,500 or more

0.01%

 0.01% See details page for terms and conditions
ICS (IntraFi Cash Service) Learn More Learn More Learn More Learn More
Savings
Simple Savings Account $10

$1 - $49,999

$50,000 - $249,999

$250,000 - $999,999

$1,000,000 or more

2.95%

3.19%

3.19%

3.19%

3.00%

3.25%

3.25%

3.25%

 See details page for terms and conditions
Apple Gold Savings $2,500

$1-$49,999

$50,000 -$99,999

$100,000-$499,999

$500,000-$999,999

$1,000,000 or more

2.22%

2.47%

2.47%

2.47%

​2.47%

2.25%

2.50%

2.50%

2.50%

2.50%

​		 See details page for terms and conditions
SmartStart Savings $1

$1.01-$10,000

$10,000.01-$20,000*

5.83%

0.75%

6.00%

6.00%-3.38%

 See details page* for terms and conditions
Business Savings $1,000

$1,000 - $24,999

$25,000 - $99,999

$100,000 or more

0.25%

0.25%

1.00%

0.25%

0.25%

1.01%

 See details page for terms and conditions
Premium Savings $5,000

$0-$4,999

$5,000-$24,999

$25,000-$49,999

$50,000-$99,999

$100,000 or more

None

1.00%

1.00%

1.00%

1.00%

None

1.01%

1.01%

1.01%

1.01%

 See details page for terms and conditions
Super Savings $5,000

$0-$4,999

$5,000-$24,999

$25,000-$49,999

$50,000-$99,999

$100,000 or more

None

0.25%

0.25%

0.25%

0.25%

None

0.25%

0.25%

0.25%

0.25%

 See details page for terms and conditions
Grand Yield Savings® $100

$1-$2,499

$2,500-$9,999

$10,000-$24,999

$25,000-$49,999

$50,000 or more

0.05%

0.05%

0.05%

0.05%

0.05%

0.05%

0.05%

0.05%

0.05%

0.05%

 See details page for terms and conditions
Apple Bank Savings $100 $250 or more 0.01% 0.01% See details page for terms and conditions
Apple Bank Club Account $5 $5 or more 0.01% 0.01% See details page for terms and conditions

*Annual Percentage Yields (APYs) disclosed are effective as of May 1, 2025, and may be changed at any time at the Bank’s discretion, including after account opening. Checking and savings interest is compounded daily and paid monthly. Fees may reduce earnings. Please refer to individual product pages for additional details and disclosures.

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